Your India money desk abroad
NRI Desk is a free NRI exchange rate tracker for Indians living abroad. It shows live mid-market INR exchange rates — the real benchmark used by banks, before providers add their margin. Knowing the mid-market rate helps you compare remittance services and get the best exchange rate for your NRI transfer.
Set a USD to INR rate alert and get emailed the moment your target rate is reached. No need to check every day. NRI Desk also supports GBP to INR, AED to INR, SGD to INR, and EUR to INR rate alerts.
Compare remittance providers including Wise, Remitly, and bank wire transfers to find the cheapest way to send money to India. Our comparison shows the estimated rupee amount after all fees and spreads — not just the advertised rate. Learn more by reading our Wise vs Remitly India guide.
NRI Desk also includes an NRI wealth tracker to view your net worth across India and abroad, and India deadline reminders for passport, visa, advance tax, and FD maturity dates.
Free NRI financial tools include home loan EMI calculator, NRE and NRO fixed deposit return calculator, gold price tracker, and SIP investment tracker. All rates are updated daily from global currency markets.
Exchange rates for NRIs
Track USD to INR, GBP to INR, SGD to INR, AED to INR, EUR to INR, and INR to THB rates. Set rate alerts and receive daily rate emails with a paid plan.
Popular Guides & Resources
- Financial Guides Library — Read our comprehensive list of guides.
- NRE vs NRO Account Guide — Understand the key differences for NRIs.
- NRI Tax Filing Guide — A step-by-step overview of filing tax in India.
- NRI in Thailand Guide — A practical money checklist for Indians in Thailand.
- NRI Desk Editorial Team — Meet our compliance and financial research team.
Frequently asked questions
What is the current USD to INR exchange rate?
The mid-market USD to INR rate on this page updates every 4 hours from global currency markets. The mid-market rate is the real exchange rate between banks — the amount you receive when sending money will typically be 1–3% lower after provider spreads and transfer fees.
Is Wise cheaper than a bank for sending money to India?
Yes, in most cases significantly so. Wise typically charges 0.4–0.6% above mid-market for USD to INR transfers, while bank wire transfers add a 2–4% spread on top of fixed fees. On a $5,000 transfer, the difference can exceed ₹8,000 in rupees received.
Does the USD to INR exchange rate change on weekends?
No. Currency markets are closed on Saturdays and Sundays. The rate shown over the weekend reflects Friday's closing mid-market rate and resumes updating when Asian markets open on Monday.
What is the mid-market rate and why does NRI Desk show it?
The mid-market rate is the midpoint between buy and sell prices in currency markets — the rate shown on Google Finance or Reuters. Banks and remittance providers apply a markup on top. NRI Desk shows the mid-market rate as a neutral benchmark so you can see how much each provider adds before choosing where to send money.